Let our clients do the talking

Professional, cost Conscious

I have been a client of Kay Winkler for many years. Kay is the perfect blend of professionalism and compassion that is needed in an insurance agent. I was nervous to sign up for life insurance and I didn't understand the process. Also - cost factor was an issue for my family, as we were expecting a baby during that time. Kay put our mind at ease immediately and understood where we were financially. She made the sign-up process as smooth as possible. I feel more secure for the future that my spouse and I are on board with life insurance under two great policies! Kay is a gem and will help you in any way that she can! Thank you Kay for always answering my questions and looking out for the well-being of my family!

Tori H. / Huntersville, NC

partner in insurance consulting

I, and those to whom I’ve referred Kay, have received tremendous benefit from working with her.

In addition to Kay’s depth of industry knowledge, she is compassionate and has the ability to meet people where they are not where she wants them to be in the learning/review process. Always, she puts the interests of clients as a priority. When it comes to responsiveness to client requests/questions, her sense of urgency is beyond reproach.

I feel confident referring Kay to anyone who is looking to have a partner with whom to work regarding their insurance needs.

Her consultation to me has saved me many hours of research and expenses.

Anita B., President
Bess & Associates
Life and Leadership Coaching and Consulting
Cary, NC

tailored to our personal needs

Kay has provided exceptional customer service to us on several very important issues. She was always expertly prepared when we met and the information she presented was creatively tailored to our personal and financial needs. Kay helped us select the best coverage for our money and we could not have been more pleased with the choices she helped us make. In addition, her engaging, friendly personality always made us feel very comfortable.

Bill and Nina H. / Chapel Hill, NC

saved me money • patient

Just wanted to drop you a note to THANK you for all your help in getting me set up on Medicare. As you found out I was totally clueless about the whole system. You could not have been more helpful and your patience and knowledge made it an easy process. I have already used the insurance on a small operation and just as you said it was almost total taken care of except for the small Part B deductible.  I think I saved about $5,000.00. You also helped a co-worker of mine and he loved you and your help. Thanks again and if I can ever be a reference to anyone please have them give me a call. 

Chuck L. / Durham, NC

No pressure, helpful expert

We were totally confused when we were faced with which Medicare supplemental insurance plan would be best for us and you (Kay) in one short afternoon session helped us pick the right one for each of us without any pressure at all. After days and nights of worrying, all our questions were answered, and we were signed up and ready to go. The following year, Kay again found the perfect plans for us and again, we are so happy with her help and expertise!

Burt and Renee R. / Durham, NC

personable, made it easy

It's all about personal service and attention. It's rare these days to do business with someone who approaches her clients in such a personal way. When I was about to turn 65, I was overwhelmed and confused about all the possible Medicare-related options. Furthermore, I really didn't feel like spending hours and hours doing the necessary research.  Knowing that it's important doesn't always mean that one wants to spend a lot of time learning and understanding, so that's when it's time to ask an expert. 

Kay Winkler made my life so easy and the decisions I made were spot-on. In contrast, I have friends who were determined to go it alone, and they subsequently had to make changes to get it right. 

Each year, when it's time to renew or change my policies, Kay fills me in on what she's learned and what changes there have been in premiums and coverage. I can be lazy and rely on her to coach me in the right direction!

Thank you, Kay — you have no idea how wonderful it's been to work with you, thereby eliminating fretting and worrying.

Candy H. / Mebane, NC

Identified problems,
offered solutions

In my 10 years of working with Kay I have not encountered a more capable or hard-working Insurance Agent. She has consistently taken the initiative to identify problems and devise solutions. I wholeheartedly recommend her – without reservation.

Michael and Sharon R. / Murrells Inlet, SC

knowledgeable of best  options

Kay has been such a help to us over the years. She is efficient and knows how to set up her clients with the best possible options. We especially like that she is always available when insurance decisions need to be made.

Phyllis and Steve H. / Fuquay Varina, NC

guides you through the options

I would like to recommend Kay Winkler for any of your financial needs. She has helped me with my Medicare selections for a couple years and also has guided me through the part D pharmacy site. She is very patient and willing to explain any questions you might have until you can plainly understand the selections you are being offered. I have known Kay for many years and she is reliable and trust worthy.

Linda S. / Chapel Hill, NC

prepared, responsive, knowledgeable

As a human resources professional with experience in compensation and benefits, I assumed that upon retirement, I would have no problems with understanding Medicare and making informed decisions. Ha, boy was I wrong! Upon reaching Medicare eligibility age, I was overwhelmed with the variety of choices, let alone the process for making the best selections for Medicare B and Part D. I sought the services of Kay Winkler and was very glad that I did.  Kay was very responsive to my needs, was willing to come to my house and walk me through the options.  She came prepared with several good alternatives, clearly showing the trade offs, costs, benefits etc.  I was very pleased with her service and her level of knowledge and was most appreciative of the countless hours of research time she saved me. I would recommend Kay to anyone who is either newly eligible for Medicare or who is evaluating plan changes during the annual open enrollment.

Margie U. / Pittsboro, NC
CONTACT KAY TODAY
SKW Insurance is a woman-owned small business. Kay Winkler is an independent insurance broker based in the Raleigh, Durham, Chapel Hill area of North Carolina, while also currently licensed in NC, SC, and VA.